Which car would be cheaper for me to insure?

People often focus on a vehicle’s looks and price tag when shopping for a car and neglect the insurance cost. This action is detrimental as purchasing an extravagant automobile that requires you to pay massive amounts on insurance may be depressing.

Fortunately, we aim to prevent this unfortunate scenario from happening to you by presenting some of the top vehicles that require a little pay monthly car and insurance.

Let’s begin!

1. Suzuki Vitara

The first on the list is the Suzuki Vitara, which has been around since the 1980s, but despite this age, the National insurance companies put very little weight in terms of the monthly insurance cost.

While several models of this vehicle exist, with the latest costing over £22,000, it remains a worthwhile option for young couples and new college students due to the cheap insurance cost.

It’s worth noting that older models of the Suzuki Vitara are very affordable and can be bought for a slow and £8,000. However, ensure to request a vehicle history report from the seller to be confident that you’re buying something worthwhile.

2. Kia Rio

Next is the famous Kia Rio, a highly-rated vehicle that’s respected for its affordability and numerous specs. Besides these factors, the Rio is undeniably comfortable to insure — depending on the trim level.

The Rio ‘1’ comes at an affordable price of £13,000, which is worth anyone’s while as it’s got air conditioning, front electric windows, and Bluetooth connectivity for music, and more. Owning this vehicle also gives you access to safety specs such as a vehicle stability management system, twin front, side, curtain airbags, and electronic stability control.

Ultimately, this vehicle is built to handle a small family and take individuals to their desired destination without breaking the bank since the compact engine consumed very little fuel.

3. Volkswagen Polo

Lastly, we have the Volkswagen Polo, which is a high-quality supermini that functions excellently. This car comes in a stylish design and financially friendly price tag and offers you a comfortable and seamless ride to your destination.

In terms of insurance, you don’t have to worry about breaking the bank as the Volkswagen Polo is one of the cheapest cars to insure. While several models of this vehicle exist, the ‘SE’ is the most famous, and it cost £15,875 to acquire, making it a budget-friendly automobile.

Purchasing this car grants you access Bluetooth connectivity, an easy-to-use touchscreen, an alarm, Apple CarPlay, and Android Auto. The fuel consumption is also very low, making it a reliable option for teenagers.

Conclusion

While searching for the best insurance options for your budget-friendly vehicle, ensure to compare with platforms like Insuro to give you a broad perspective of insurance types and the best option.

Additionally, new or used vehicles may have an open recall or faults that may not be obvious. The best way to detect these factors will be to perform a VIN check before committing your hard-earned money to the car.